I do a fair amount of projects around the house. A couple recent ones involved replacing a toilet and a sump pump. Fortunately, they were two unrelated incidents.
I am good enough to do these projects, but I don’t always know exactly what I am doing. I often end up at Menards and [...]
I spend more money than I should buying snacks, breakfast, and lunch at work. All of that money comes out of my fun money and, therefore, out of the money I have available to save for my 2007 personal savings goal.
Today, I brought my own cereal and a bowl and packed my own lunch [...]
One of the best ways to have more money in your bank account is to avoid spending money. I am very bad with impulse purchases of items under $40. For some reason above that magic number, I can normally put off the purchase indefinitely. Under, and I am taking it home with [...]
I was reading the Wikipedia post on personal budgets and was particularly interested with the allocation guidelines section.
When we set up our current family budget we did it exactly the opposite way. We wrote down all of our expenses and then saw how much money we had left over to do things like pay [...]
One of the places I love to spend money is at the book store. I buy paperbacks but only end up reading about a third of the books that I buy. I currently have quite a handful of books that I bought both as new and used sitting around waiting to be read. [...]
Everybody makes bad financial decisions and impulse buys from time to time. Some of them end up hurting our bottom line more than others.
Here are some of the bad financial decisions I made when I was younger that I wish I would have handled differently.
First Computer - I grew up with computers but I [...]
I mentioned yesterday that my savings jar for now is an empty Folgers jar. The Sunday after Thanksgiving, I gave up drinking pop.
Before that I drank 3-5 bottles a day. Most of them were bought at gas stations or convenient stores in the offices where I work. That works out to $3-6 [...]
Saving small amounts of money frequently throughout the year will be important in my quest for $1000. I probably will never save more than $40 at any given time toward this project.
One easy way to save small amounts of money is to throw all of your loose change in a jar. It is easy and [...]
I have one personal financial goal for 2007. On December 31st, 2007, I want to have $1000 of my own money.
This is independent of the money my wife and I save. That is our retirement/emergency fund money. This $1000 is a personal money management goal.
I have a tendency to spend my fluff money as soon [...]
